Yeah, new hardware is great and all, but the Google booth is where it's at at Mobile World Congress. They've got developers, phones, tablets, smoothies and a slide.
Yeah. This is our job.
Hit the break for a slew of pics of what goes on in Never Never Land.
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Source: http://feedproxy.google.com/~r/androidcentral/~3/tbdGPeU1FT8/story01.htm
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There are many snel geld verdienen methods to make money online nowadays, and many people are earning a large income in the comfort of their unique homes. Exactly how are they creating wealth? With a effective Internet business, needless to say!
Perhaps you want to earn the part-time income in your own home or find a full-time Internet business. Perhaps you?re a mom who wants to stay at home while earning a paycheck. Or, might be you?re frustrated with the ?rat race? and would like to settle down with your own personal home business. No matter the reason, you can find out of the sure-fire strategies of making money online down below to get started.
1. Offer Solutions That Additional Web Business Masters Will Need
A lot of people earn money geld verdienen met internet on-line while offering services that additional Web business proprietors need on the continual base. These services contain Web hosting, domain address registration, web design, and article writing. Every innovative website should have a Web variety, domain name, web development company and articles. These services are readily available everywhere on-line, but thankfully, there?s always bedroom for a few additional! Online users are beginning new Internet businesses every day. Thus, the potential for generating massive income online with these services is enormous.
You can start over completely from scratch with these companies or find a company that allows you to trade its goods and services. For instance, rather then setting up your very own servers to become Web host, you possibly can become a merchant of hosts and discuss a part of the earnings. With this setup, your primary work is to promote the support. The parent Web host company does indeed the rest.
3. Expand Your Business
When you already private a business, you possibly can expand that by using a internet site. If your corporation has its own internet site, your customers might go online for more information on you, buy products or even ask questions. This is a great way to sell and build client trust. Likewise, you can speak about your website deal with in all your print, television along with radio promoting to maximize results.
3. Start a ?Niche? Internet Business
A lot of people start small geld lenen Internet businesses that mirror who they are or even what they appreciate. The word ?niche? required on a completely new meaning as soon as the Internet came into existence. A niche enterprise can be whatever you desire it to be * an online florist, online traditional car membership, online publication, online clothing store, buying online mall, on-line photo share agency, on-line candy store, on-line quilt wall socket, or an on-line shoe save. Choose a little something you enjoy undertaking and find ways to build a tiny Internet business all around that design. And, don?t allow the word ?small? idiot you. Managing a small business is a great way to earn a living on the Internet!
Four. Earn Money On the net Through Deals
Don?t have time for you to manage a internet site? Try deals. You can sell everything at craigslist and ebay and other World-wide-web auction sites, but be sure you pick a market that includes a strong demand from customers. Some goods sell nicely through deals, some really don?t. Also, you?ll want to choose a item with a excessive profit profit so you really don?t lose money each time you list your items.
A few. Provide Internet website marketing Services
Internet company owners are normally looking for good ways to promote their particular websites. If you?re an savvy Internet entrepreneur, this business offers a tremendous income opportunity for a person. You can earn income online while helping others increase their earnings. Internet marketing nowadays involves internet search engine promotion along with SEO, Information and optimisation for article pages, pay-per-click plans, keyword research, pr campaigns, banner along with pop-up advertising, e-zine along with mailing lists, along with link swaps. You can focus on one of these spots or give marketing techniques for many categories.
They are five tested ways to make money online and. Each of these opportunities can provide a steady flow of income should you work attentively to promote your website and services and always offer excellent customer service. Start using thise ideas to start making money nowadays!
Source: http://tugboatsol.com/2012/02/5-best-ways-to-make-sure-cash-on-internet/
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On the 1st Friday of each month, from 5:00pm-8:00pm, members of the Sedona Gallery Association offer a unique monthly showcase highlighting artists, special exhibits, and art events. These special art receptions give locals and Sedona visitors alike the opportunity to enjoy light refreshments while beginning their weekend with an exploration of Sedona?s exciting art scene.
The 1st Friday of March will offer a wide variety of art and talent, including Gallery Association members located in the following areas:
Hillside Sedona:
El Prado Gallery is proud to announce their annual ?Women to Watch? opening reception with featured artist Kate Starling. A master of the southwestern landscape and Arizona native; Kate?s paintings have become favorites of collectors nationwide.? Join them as they celebrate National Women?s History month and offer a nod to Arizona?s Centennial with the State?s own Arizona treasure and a woman destined to make history, Kate Starling. New works will be unveiled, enjoy great art, convivial conversation and light refreshments, Friday, March 2nd, from 5 ? 8 p.m., Hillside Sedona, Courtyard Level.
James Ratliff Gallery ? A Californian by birth, Myrna Harrison studied painting with Abstract Expressionist painter Hans Hofmann in New York and Provincetown when barely out of her teens.? The Hans Hofmann Institute in NY recognized Harrison?s work by filming an exhibition of her work at James Ratliff Gallery.? James Ratliff Gallery cordially invites the public to meet Myrna Harrison and view her latest works along with some early paintings on Friday, March 2nd from 5-8 P.M. in their Hillside, Sedona gallery.? There will be a short talk at 6 P.M.
Passion for Place Gallery presents ?Ancient Witness ? If Trees Could Talk.??Ancient trees have witnessed the passing of generations of people and have much to say if you choose to listen.? One grand specimen recently died in Florida following some 3500 years of life.? You?ll see ?The Senator? at Passion for Place Gallery where Greg Lawson will be present during March?s First Friday art walk to share this and other experiences from the forest.? Witness Florida?s ancient marvel?along with other magnificent trees featured month-long. ?Also, in honor of Arizona?s recent birthday Greg?s Arizona portfolio is sale priced!?A signed copy makes the perfect gift.
Hozho:
JN Muir Sculpture Studio/Gallery ? ?Anniversary Celebration? A Haven for Sculpture Collectors, join us in a celebration sales event for ?First Friday? March 2nd and continuing throughout March. Highlighting new sculptures by Allegorical Artist, James Muir, ?The Holy Grail?, along with new clays in-progress. March 9th? & 10th, Special Guest, Marco Arana will be visiting to celebrate with an entire new group of Mexican Handcrafted Furniture whose unique pieces are always available at the studio.
Receptions March 2nd and 10th with Drawings for Special Gifts, in the Heart of The Gallery District, Hozho Plaza, Reception 5-8 pm.
Lanning Gallery features ?Ikeda: Idiosyncrasy? which highlights the Neo-Expressionist paintings of artist Homare Ikeda. Ikeda produces both large, framed paintings of oil and wax on canvas as well as unframed watercolors for collectors on a closer budget. No matter the medium, this idiosyncratic and acclaimed artist creates distinctive abstracts whose organic forms pulse with life. Born and raised on a small Japanese island, and now a long-time resident and professor of art in the U.S., it is this primordial connection to life within the oceans, where all life began, that plays across each Ikeda painting. Through March 11.
Lark Art delights in presenting ?Taking Flight . . . Fresh Impressions of Our Feathered Friends.? ?From Susan Barmore?s fabulous Bluebirds of Happiness to Elizabeth Nelson?s amazing Birds on Branches to charming handmade birdhouses for your backyard visitors, the joys of spring abound. ?They hope you?ll join them as they welcome the season of renewal and celebrate our feathered friends.
Turquoise Tortoise Gallery- At Turquoise Tortoise Gallery a unique exhibition showcases the gallery?s recent acquisitions from a prestigious Estate Sale. Included are several large scale paintings from prominent artists such as an acrylic portrait with abstract background by David Johns, a Tony Abeyta piece which features three Ye?ii figures and parrots, and an Apache Gahn dancer by Lawrence Lee, as well as a bronze sculpture by John Soderberg (from a sold out edition) and pottery by Susi Nagoda Bergquist and other potters. The special exhibition will last through March 11th. Stop into the gallery to see these special finds; located at Hozho.
Uptown Sedona:
Goldenstein Gallery debuts ?Mind Over Matter??a show that celebrates the sheer power and magic of the element of wood and earth.??Featuring Eric Freyer renowned for his stunning Tulip Tables and Chairs, Dennis Elliott whose turned wall pieces are featured in the Smithsonian and Boston Museums of Art, Jim Romberg who is one of top Raku artists in the country, known for his exquisite pieces and Cheston Trammel who ancient alligator juniper tables evoke the spirit of the southwest. Jim Romberg will give a free talk at 6:15. ?Music with local favorites Frost & Frost.
Sedona Arts Center -?Sedona Arts Center proudly presents the 32nd Annual Members Juried Exhibition, one of the most exciting art showcases of the year in Sedona! This much anticipated annual event kicks off on First Friday, March 2, 2012 from 5 ? 8pm. A variety of styles and media from exquisite jewelry to fine art paintings to sculptures will be juried into the show by a distinguished panel of artists. Art lovers and patrons will appreciate the juried works of professional artists showing their work in the Fine Art Gallery along with emerging artists, who have not yet shown or sold their work in commercial settings. A variety of styles and media will be displayed for your viewing and purchasing pleasure.? Come early and stay late! It promises to be an exhilarating and festive event.
Tlaquepaque Arts & Crafts Village:
Andrea Smith Gallery will be hosting a?book signing for Reverend Maria ?Dancing Heart? Hoaglund, an international author, speaker, transformational energy healer, U.C.C. minister, and end-of-life coach. Her books, The Last Adventure Of Life and The Most Important Day of Your Life: Are You Ready? Are inspirational resources that are assisting people who desire to face the end-of-life ? and all kinds of change ? with courage and hope. Her line of gift baskets called ?Soul Baskets? (or Love & Comfort Japanese-style Bundles) incorporate tools for healing and relaxation. Dancing Heart will be signing and dedicating books at the gallery.
Honshin Fine Art- Offerings to the Renewal of spring.?Take the journey into the heart of nature.?Introducing paintings, jewelry and poetry to renew the joy and peace that live in your heart. Join them for an evening of celebration, music and conversation with the artist 5-9 in Tlaquepaque.
Mountain Trails Gallery March 2, 2012, from 5:00 ? 8:00 pm, Mountain Trails Gallery, in honor of Arizona?s Centennial, will debut new bronze sculpture at First Friday?s reception that pays tribute to Arizona?s frontier.? Rough Road to Tombstone by Dustin Payne depicts the adventure and danger a Wells Fargo stagecoach encountered on the way to Tombstone during the height of the town?s silver mining era. ?Vic Payne?s Circle the Wagons reminds us of the courage and skill required to stay alive during the non-stop frontier conflicts.? Susan Kliewer?s Leading the Flock pays tribute to the Navajo Nation?s economic survival as a result of their introduction of sheep.? Enjoy libations and lively conversation and join in the celebration of Arizona?s 100 years.
Rowe Fine Art Gallery Award-winning still-life painter Sue Krzyston will present her latest work during ?Bringing New Dimension to Still Life,? the current exhibit at Rowe Fine Art Gallery. Meet Sue during an artist?s reception on March 2 from 5 to 8 p.m. She will be back in the gallery on March 3 from 1 to 5 p.m. Sue?s subject matter includes Native American artifacts from her extensive personal collection. Don?t miss this exciting evening! For more info, visit www.rowegallery.com or call 928-282-8877.
1st Friday is an amazing event of fine talent, images and entertainment- one of Sedona?s ?things to see.? The Sedona Trolley provides free transportation to venture from art gallery to art gallery. Please visit the Gallery Association website for more information and a map at www.sedonagalleryassociation.com, find them on Facebook at Sedona Gallery Association, or follow them on Twitter @SedonaGalleries.
Source: http://www.sedona.biz/arts-and-entertainment/sedona-gallery-association-announces-1st-friday-8/
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Guys like Frank Trigg and Bas Rutten began the process a while back and now we're seeing some of the more recent UFC veterans working towards the next phase of their lives. Kenny Florian and Nate Quarry have a bonds of sorts. They'll always be part of the special crew that made up Season one of "The Ultimate Fighter" back in 2005. Now they've got something else in common. They're fighters turned broadcasters.
Quarry? debuts tonight on Spike TV as one of the hosts of "MMA Uncensored Live" at 11 p.m. ET/PT. He says his show with radio host Craig Carton and MMA video interviewer Mike Straka will break the mold.
"It seems on the radio you get a lot more guys who give their opinion and talk about who they want to win. but as soon as they transfer from radio to TV it's like watching paint dry. Everyone's afraid to get excited about the fight and talk about who they think is going to win," said Quarry.
Quarry, 39, brought it pretty strong on several topics during a discussion on ESPN1100/98.9 FM. He spoke candidly about his former division and its champ.
"I'm sure he's been making so much money over the past few years and then you convertt that to Brazilian dollars, he's probably set for two or three lifetimes," Quarry said. "[...] Why would he necessarily want to go back into a three or fourth month fight camp, always in pain, always have to wake up and train when you've done so much already? There comes a point where he's saying "you know what? I've got enough money. I've got enough fame. My country loves me. I've set plenty of records.'"
Quarry thinks a victory over Chael Sonnen this summer could be the end of the road for Silva.
Meanwhile, Florian is under the UFC banner working for Fuel TV. His initial foray into broadcasting came with ESPN as part of its "MMA Live" show. Now his role's a bit different as the live fight analyst on Fuel TV. Florian, 35, knows the sport, can articulate the complicated aspects of it and will be critical when necessary. But he's not going to shred fighters, because he's been there.
"I hated it when I got critiqued as a fighter. So much goes into a fight that people never see, the countless hours of training, the diet, dealing with injuries. The worst feeling in the world, for me anyway, is to lose. Knowing how I felt, it's been hard for me to rip apart a guy after his fight," Florian told SI.com.
MMA is going to be well represented by a slew of former fighters who'll probably enter the media side of things over the next few years. Brian Stann made his TV debut at the Fuel TV 1 card and in just one showing exhibited the potential to be a top of the heap media personality.
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PTO Keynote Address:?Bob?L. Stoll?gave the keynote address on the first day of the Institute. He?has had a long career with the USPTO, serving as Commissioner for Patents,?Dean of Training and Education, and?director of the Office of Enforcement for the United States Patent and Trademark Office (USPTO). Although Bob is currently at Drinker, Biddle, & Reath LLP, he was able to provide in-depth knowledge of how the?PTO?s goals are to reduce pendency and how there has been a focus on clearing the oldest patent application for the sake of efficiency. Bob also shared that the extremely critical provisions of the AIA that will change the way patent prosecution will occur are the following: supplemental examination,?inter partes?review, and post grant review.
Dialogue Between the Bench and Bar: This panel?had a truly great lineup including Hon. Randall R. Rader,the Chief Judge of the Federal Circuit and Hon. William G. Young,??United States District Judge for the District of Massachusetts and a former Justice of the Massachusetts Superior Court. The judges discusses and debated the role of the United States Supreme Court and concluded the Supreme Court sees itself as a court of harmonization, taking cases not to correct a past judicial error but rather they take cases to unify the law across the land.?The panel also featured?leading members of the patent appellate bar such as?Donald R. Dunner,??Seth P. Waxman,?Dean John M. Whealan.
Litigating Against NPEs: This panel?featured?P. Anthony Sammi, Partner at Skadden,?Arps, Slate, Meagher & Flom LLP discussing his personal experience with litigating against non-practicing entities within the?Eastern?District of Texas and with federal litigation in general. Tony placed major emphasis on not?underestimating?the strength or litigation savvy of an NPE. They are very skilled federal litigators. Patent litigation is simply a subset of litigation. At the end of the day, you?re in a federal litigation in front of a jury. Therefore, the message was to choose your battles wisely: be prepared to go to litigation when dealing with an NPE.
Patent Quality and Cost-Effectiveness ? Views from In-House:?This panel?s featured panelists were?Valerie Calloway,?Serena Farquharson-Torres, and?David M. Shofi. Together they shared the in-house perspective on the strategies for enhancing the quality of a portfolio, and the strategic use of a portfolio to deter patent threats. An important tip the panelists all agreed on was to ?make yourself available to the inventors that work for your client. Some of them may never have had experience with patents. Make the invention submission as easy as possible for your client?s team of inventors. It?s essential to have an IP liaison to go back and forth between the R&D and the inventors and the legal team. ?Another great tip was for the outside counsel in the room:??in-house strategies can still assist outside counsel in being better attorneys for their own clients.
Judges? Panel: This panel?presented judiciary perspectives on effective trial presentation and in particular the patent pilot program. The panel featured?Douglas R. Nemec?as moderator, with?Hon. Tonianne J. Bongiovanni,?Magistrate Judge, United States District Court, District of New Jersey,?Hon. Denise Cote, District Judge, United States District Court, Southern District of New York, and?Hon. Mitchell S. Goldberg, District Judge, United States District Court, Eastern District of Pennsylvania. The panel revolved around the mutual agreement that patent attorneys present some of the most intellectually challenging cases before the court, and although there is a lack of patent training behind the bench, judges more often than not relish the opportunity to hear a patent case.
Tags: David M. Shofi, Dean John M. Whealan, Donald Dunner, Doug Nemec, Hon. Denise Cote, Hon. Mitchell S. Goldberg, Hon. Randall R. Rader, Hon. Tonianne J. Bongiovanni, Hon. William G. Young, in-house counsel, litigation, NPEs, P. Anthony Sammi, Patent Law Institute, Patent Litigation, patent portfolio, PLI, Robert Stoll, Serena Farquharson-Torres, Seth P. Waxman, USPTO, Valerie Calloway
Source: http://patentlawcenter.pli.edu/2012/02/22/best-of-the-6th-annual-patent-law-institute/
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So what can you do to elevate your online business to new levels? Either enhance your product or create a new marketing plan. Now, when you look at the traditional marketing methods, you will find that the majority of them are geographically limited and often require a lot of upfront investment. Luckily, with internet marketing you don?t have to worry about that. People on the internet exercise greater control over their environment than traditional marketing audiences. This is compelled IM marketers to focus on what works and to get results as quickly as possible. With all the various tracking software that?s available, all any marketer has to do is take a look and get a good picture of the marketing. The Internet makes it easy for you to test and track your online campaigns, which means you can actually improve your marketing efforts and push them in the right direction. That?s precisely what makes marketing on the web such an exciting and powerful way to do business. So, just keep reading to find out more internet marketing tips, and we?ll go more into this unique marketing medium. grants for single mothers grants for single mothers
You?ll be doing yourself a huge favor, and others too, if you have a good and solid product or service to promote. If your sales copy is good, then you definitely can market and sell bad products, but it?s not worth it because people will talk about you and you will receive refund requests. Whether you?re promoting your own product or an affiliate product, the rules are the same.
In simple words, if your product doesn?t stand out from the crowd, then you won?t be able to convince your prospects to buy it. The use of unique selling point or proposition can be powerful if you know how to discover it and use it effectively in your marketing. Businesses use a USP to position their products and help distinguish them from others.
If you want to have the best chances for success, only shoot for high quality targeted traffic. There are legions of marketers who swear by PPC traffic being the most targeted traffic money can buy. You can get instant results with PPC if you target the right keywords. Of course it?s possible to have very high conversion rates with PPC. Certainly, that approach is valid and doable, but you need to know what you?re doing plus have the funds to do it. Control and fast results are part of PPC, so you can do a lot with it ? but obey the terms of service.
There?s nothing wrong with keeping tabs on the competition, so periodically go and see what?s up at other sites. It?s easy to find them, just enter your keywords into Google and see what?s returned. Once done, all you have to do is click on them and you?ll be good to go. You can also visit places like forums to see what is being said in your market. When you do this you?ll find that you?re also learning new and possibly profitable information. Online marketing is a fascinating and unique method of doing business. Sometimes marketing techniques and methods stop producing, so that?s why you want to use as many ways as possible. Also, you?ll find that your reach will be greater which is obviously a good thing.
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This is a Cinch that I put together ? audio only, that gives a bit of an explanation about the Questions to ask when interviewing an agent to represent you as a buyer or seller of real estate. ?Below this audio recording, we did a 28 minute video giving specific questions and answers that will assist you in the ?best selection possible?. ?We are The Paris911 Team at REMAX of Santa Clarita. ?Be Safe?
What about Questions to ask a real estate agent when wanting to hire them to sell your Santa Clarita real estate?
?
Whether you are looking to hire a real estate agent to sell your home or represent you as a buyer. ?There are some ?common sense? questions that you will want to ask when it comes to hiring them.
Here are most of the Questions to ask a Real Estate Agent in Bullet form ? follow along with the video for explanations for each.
Why are some of the above in BOLD - Remember it is now 90% of those searching for real estate start their search on-line. ?The placement of your Chosen Real Estate agent?s website is HUGE, within the Organic Search Results for the most used keywords!!!
Enjoy the video ? it is a long one ? but well worth it when you are deciding on who would be the best to list and sell your home as a regular(standard) sale or a short sale. (yes, even as a short sale!)
Call us for an interview if within our Radial Comfort Zone ? Santa Clarita and Beyond!!!
?Paris911? Serves and Protects the Real Estate interests of those who are Sworn to Protect, Serve and Educate??
Source: http://realtor.paris911.com/2012/02/20/interview-questions-to-ask-a-santa-clarita-real-estate-agent/
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In an election year that was supposed to be all about economic recovery, social values having to do with sex ? birth control, abortion, and gay marriage???are playing prominent roles.
In an election year that was supposed to be all about getting the country out of its economic doldrums, social values ? mainly having to do with sex ? have intruded big time. Largely, but not exclusively, it?s the realm of Rick Santorum.
Skip to next paragraphIn some cases (birth control vs. religious beliefs), they?ve taken firm root in the presidential election. In others (abortion and same-sex marriage), they lurk about the periphery ? likely to inject themselves more deeply as the nominating process sorts itself out.
President Obama?s policy move requiring schools, hospitals, and other religious institutions to provide birth control to employees ? even though it was adjusted to make insurance companies and not the institutions themselves responsible ? continues to gain political traction left and right.
To conservatives, it?s all about government intrusion into religious beliefs and practices. To liberals, it?s about personal choice and women?s rights in the most private of issues.
Rick Santorum: Top 7 culture war moments
A congressional hearing this past week illustrated the heated divide. On an issue of particular importance to women, the hearing on Obama?s birth control policy, led by Rep. Darrell?Issa (R) of California, began with a panel of religious leaders ? all of them men.
"I look at this panel, and I don't see one single individual representing the tens of millions of women across the country who want and need insurance coverage for basic preventative health care services, including family planning,? complained Rep. Carolyn Maloney (D)?of New York, one of several women lawmakers who walked out in protest.
?Where are the women?? she asked.
Meanwhile, same sex marriage was making news in three states. With a vote in the state legislature, Washington State was on track to become the seventh state where couples of the same gender could legally marry. New Jersey lawmakers approved gay marriage as well, although Gov. Chris Christie ? frequently mentioned as a Republican vice presidential candidate ? quickly vetoed it in favor of a voter referendum on the issue.
State legislators in Maryland Friday afternoon approved a new law allowing gay marriage, which Democratic Gov. Martin O'Malley supports. Like New Jersey, opponents of same-sex marriage in Maryland vow to take it to a referendum, where ? if the voting history in many other states is a guide ? chances are it?ll be defeated
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Family and close friends are currently gathered inside New Hope Baptist Church in Newark, paying their final respects to Whitney Houston.
Those in attendance include Kevin Costner, Aretha Franklin (who will NOT be singing, after all, due an illness), Stevie Wonder, (who WILL be singing) Revs. Jessie Jackson and Clive Davis and many more.
The Associated Press is live streaming the event, which we've posted below. Say your final goodbye to Houston by watching the event now:
Whitney Houston Funeral Live Stream
Source: http://www.thehollywoodgossip.com/2012/02/whitney-houston-funeral-live-stream-watch-mourn-now/
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Source: http://www.favouritebestsellers.com/2012/02/18/entertaining-at-home/
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In their 2005 book, Money Without Matrimony: The Unmarried Couple?s Guide to Financial Security,1 co-authors Sheryl Garrett, CFP?, and Debra A. Neiman, CFP?, painted a grim picture of what the surviving member of an unmarried couple might face after the death of a partner. ?They can become mired in a financial and emotional mess?destitute and homeless?all while trying to cope with the loss of a partner.?
To squelch any skepticism about how wretched things could get, they added, ?None of that is exaggeration, either.?
Little has changed in the intervening years, save the recognition of gay marriage in a few states?a development that does not eliminate all estate planning pitfalls for such couples in those states. The scenario painted by Garrett and Neiman may still be read as a loud wake-up call for planners who find themselves working with unmarried couples, whether heterosexual or homosexual, as well as married gay couples.
Given today?s demographic trends, it would hardly be unusual for a planner to be sitting across the desk from an unmarried couple. The percentage of unmarried households in the United States, as measured by the Census Bureau, grew by 24 percent in the decade ending in 2010.
Six percent (about seven million) of all 115 million U.S. households fell into the ?unmarried? category in the 2010 Census?representing nearly 14 million individuals. Roughly 90 percent of that group is heterosexual couples, and the other 10 percent is same-sex couples, nearly evenly split between female and male couples.
For financial planners, the challenge is to know enough to provide accurate and helpful general guidance on estate planning (and related) topics to such couples, but avoid straying beyond their level of expertise?just as they would with married heterosexual couples. But some planners may wish to take on an additional challenge: boning up on the estate planning issues specific to unmarried couples in order to broaden their client base.
David J. Alex, CPA/PFS, is a seasoned financial and tax-planning practitioner for individuals and small businesses in Cincinnati, Ohio. Although he does not specialize in gay or other unmarried couples, such clients represent a significant component of his client base. ?I do a lot of estate planning work for the gay community and others,? he says. ?I read a lot of wills and trusts. People ask me, ?When I die, is this really what?s going to happen with my estate??? He did not set out to build a niche market of same-sex couples, but he hadn?t seen other firms in the Cincinnati area make a formal effort to build a practice around this segment, and many of his gay clients referred gay friends to Alex.
Neiman, of the financial planning practice Neiman & Associates in Arlington, Massachusetts, has made more of a commitment to serving ?unmarried couples or couples whose marriage is not recognized federally.? Early on she built up a core of such clients and ?realized how underserved the group was, and that the advice [on estate planning matters] they had been getting was not necessarily correct.?
The evolution of the practice of Jill Hollander, CFP?, a principal of Financial Connections in Corte Modera, California, was somewhat different. Her first office was in Berkeley, California. ?Berkeley being Berkeley??home to the University of California and a longtime magnet for freethinkers?the local demographic was rich with unmarried and gay couples. In addition, she recalls, as a gay person herself, she had an epiphany. ?Boy, if I?m having these financial issues, there must be a lot of other people like me having the same challenges.?
In many circumstances, without expert, tailored planning, unmarried couples? assets could wind up not where they intend because of disputes from family members. In one extreme case recounted by a planner, the actual body of the deceased was snatched from the custody of his gay partner by a family member in order to control the funeral and burial arrangements.
In a more typical conflict that Alex has witnessed, an unmarried heterosexual couple jointly owned a house. The man had contributed all of the funds to purchase and improve the house, and considerable equity had built up in the property. The couple intended to marry, but shortly before the scheduled event, the wife-to-be died, and her family laid claim to her interest in the house. It was a legally defensible position in that jurisdiction, so Alex?s client ?had to pay many thousands of dollars to get her family off his back.?
Planners who assist unmarried straight and gay couples with estate planning issues have, naturally, made a priority of learning the unique rules and strategies that apply in their jurisdictions (see ?Resources? sidebar). As a starting point, Hollander suggests that planners make an exercise of listing basic estate planning issues and strategies, then make a side-by-side comparison of how they may or do differ between married and unmarried couples. Even when lacking all the answers, doing this comparison begins the essential thought process of focusing on the distinctions and makes planners aware of the limits of their knowledge.
The financial priority for many of Hollander?s clients is retirement planning. So, for example, she can factor Social Security survivor benefits into the equation for married couples but not for unmarried couples. The same may apply to aspects of qualified retirement plans.
Even the surviving member of a same-sex couple married in a state that recognizes gay marriage would not be eligible for Social Security survivor benefits, as same-sex couples generally amount to ?legal strangers? under federal law, Hollander says?although that area of law has grown more complex in recent years.
That result often necessitates particular attention to the titling and disposition of assets of the member of the couple with greater assets to ensure the less wealthy member is adequately provided for if he or she were the second to die.
Federal tax law, which does not make allowances for unmarried couples, can create unexpected financial consequences upon the death of a member of an unmarried couple. An example that illustrates the level of planning required is the surviving member of an unmarried couple?s inability to get a stepped-up tax basis in real estate inherited from the deceased.
Even such basic planning tools outside the realm of finances, such as advance medical directives used by unmarried couples, may lack legal authority if couples use boilerplate documents, Hollander warns.
Because unmarried opposite-sex couples vastly outnumber same-sex couples, the estate planning issues opposite-sex couples face may be more familiar to general practice planners. Working with same-sex couples may be a different matter, particularly given the legal recognition of gay marriage by several states in recent years. An overview of the current state law treatment of same-sex couples, courtesy of Frederick Hertz, J.D., an Oakland, California-based attorney and specialist in same-sex couples? legal issues, is provided in the ?States? sidebar.
Complexity is added to the variety of state laws by the interrelationships among those laws, and the impact on couples moving from state to state, Hertz says.
?Same-sex couples can?t be married in California today, but if they got married in New York, that marriage would be recognized [in California].?
Thus generalizations are hazardous, says Hertz, co-author of the book Making It Legal: A Guide to Same-Sex Marriage, Domestic Partnerships, and Civil Unions.2
?Knowing whether you are considered married under state law is easy if you?re a straight couple,? Hertz says. ?Either you got married, or you did not. For gay couples, sometimes it isn?t clear.?
But for same-sex couples there is no ambiguity about their status under federal law. As noted, their marriages simply aren?t recognized?at least for now. Any doubts about that were eliminated in 1996 when Congress enacted the Defense of Marriage Act (DOMA). That law explicitly rejects federal recognition of same-sex marriages and declares that states are under no obligation to recognize gay marriages that took place in other states.
To many clients and even other lawyers and planners, the whole concept of being ?state married and federally single is just intellectually incomprehensible,? Hertz says. So that?s the essential point he drives home with gay couples whose marriages are recognized by their states.
?Every time you make a decision?opening a bank account, getting a loan, putting somebody on a title, doing a will, buying an insurance policy, setting up a beneficiary designation?there are different state and federal rules? that must be taken into account, says Hertz.
The top estate planning considerations for same-sex couples with respect to federal law include taxation of the estate and transferability of pension and retirement plan benefits. The surviving spouse of a gay couple inheriting assets of a qualified retirement plan would face more costly immediate tax consequences than the spouse of a married heterosexual couple.
So one way to offset that potential tax penalty might be for one gay spouse to leave his or her interest in the house to the other and use residual retirement plan assets for charitable bequests.
Financial planners shun the role of advising clients on the wisdom of marriage?other than pointing out some of the financial ramifications. Indeed, most planners are presented with the marital status of couples as a fait accompli. When Massachusetts first recognized gay marriages in 2004, ?I had clients who ran to the altar, and afterwards came to me and began asking questions,? says Neiman.
When Hertz has an opportunity to discuss the financial implications of marriage for gay couples, he strives to present a balanced picture. ?Marriage is as much about responsibilities as it is about benefits,? he points out. That can include liability for debts.
Also, ending a same-sex marriage may be more complicated than one might think. A same-sex couple legally married in New York, for example, who moves to Arizona and tries to get a divorce there would be unsuccessful. ?Arizona won?t give them a divorce; they?d have to move to a state that recognizes their marriage,? Hertz says. ?What I always say to people is, ?You have to learn what the rules are for you in your particular situation with your particular life and dynamics.??
Hertz and others who have significant experience in this realm suggest that certain attitudes about money are common among their gay clients. One of the central issues in financial planning for same-sex couples is: whose money is it? ?There is a much greater tendency for them to think of their money as separate rather than combined,? according to Hertz.
This may go against the grain of straight planners who tend to have a different concept of how money is treated within a family. At the same time, the issue that gay couples may not be aware of, Hertz says, is that their money may in fact be shared. ?I?ll hear things like, ?Oh, my girlfriend pays me rent,?? when in fact some states might consider their assets pooled if a dispute arose. ?So working with same-sex couples means having to do a lot of education about legally whose money it really is??both in the present and in terms of the estate planning implications.
It also can mean being willing to ask delicate personal questions and creating an atmosphere in which clients are willing to answer them. ?You have to be comfortable dealing with the qualitative issues? in clients? personal and family relationships, says Hollander. To alert clients (including unmarried opposite-sex couples) to the possibility of family disputes arising after a death, she asks them, ?How does your family feel about your relationship??
When there is any chance that the answer is disapproval, Hollander encourages clients to ensure that their estate planning documents leave no doubt about their intentions. One way is to explicitly disinherit particular family members to preclude an assault on the client?s estate.
Each planner must develop a good sense of ?knowing what you know and what you don?t know? in dealing with these clients, or any others, of course, warns Neiman.
How much does a general practice planner need to know? Most fundamentally, that ?some of the basic assumptions of estate planning don?t hold true? for unmarried couples and married same-sex couples, Neiman says. Beyond that, she says planners need to know how to say, ?I would like you to consult with a specialist??whether it be an estate planning attorney, another financial planner who has specialized in this client segment, or even a specialized counselor or therapist when conflicts over money overshadow developing an estate plan.
Neiman also warns planners not to trust their financial planning software to produce the right scenarios or options for these clients. Her own role in estate planning, as she sees it, ?is really to get a sense of who owns what? What are the sizes of the estates? Where are they regarding titling and privacy? Do they own assets a certain way for privacy issues, or should they?? When she sorts it out, she briefs the estate planning attorney the clients have agreed to visit and lets the attorney take it from there.
General practice planners might feel some reluctance to refer an unmarried couple or married same-sex couple to another planner for general advice if they want to retain that client to handle, for example, asset management. But trying to carve out distinct aspects of a client?s financial needs and attempting to have the client maintain relationships with two planners might not serve the client well, according to Neiman.
Looking ahead, advisers ill-equipped to address some of the needs (including basic estate planning) of unmarried couples and married gay couples may be forsaking a growing demographic sector, based on the trends indicated by the U.S. Census and also a movement toward legal acceptance of gay marriages.
?The number of people who are married is declining all the time,? observes Hollander. As for public attitudes toward homosexuality in general, and gay marriage in particular, ?to younger people, it?s a ?ho-hum, who cares? response,? she says.
Hollander also considers the U.S. military?s abandonment of its ?don?t ask, don?t tell? policy in September 2011 a sign of things to come. In addition, the Obama Administration?s declared policy of not defending DOMA against any legal challenges is considered a significant step.
And for Neiman, the decision by New York?s legislature last June to recognize gay marriage represented a tipping point. ?I think it?s a matter of time that, one by one, other states will start to pass? similar laws, she says. If so, that pattern and the increase in unmarried couples will challenge planners to expand their horizons and deepen their knowledge of the estate planning needs of this growing segment of the population.
Richard F. Stolz is a financial writer and publishing consultant based in Rockville, Maryland.
Knowing how the estate planning and related needs of unmarried opposite-sex and same-sex couples, as well as married same-sex couples, differ from married opposite-sex couples is not instinctive. Planners who seek to serve these groups invest time to build the expertise needed to do the job well.
One resource they recommend for helping gay and lesbian couples is the membership organization Pride Planners (www.prideplanners.org). Debra Neiman, CFP?, of Neiman & Associates in Arlington, Massachusetts, is one of its founders.
Pride Planners began in 1999 with a small, informal meeting of planners sharing experiences and concerns. The organization today holds regular conferences, and its website includes a ?find a professional? function to link prospective clients with qualified financial professionals in their community. It also lists several books, including Making It Legal: A Guide to Same-Sex Marriage, Domestic Partnerships, and Civil Unions, co-written by Frederick Hertz, J.D., and Money Without Matrimony: The Unmarried Couple?s Guide to Financial Security, co-written by Debra Neiman, CFP?.
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Filed under DAI, Journal of Financial Planning Magazine ? Tagged with Insurance, Life Insurance, DAI, Dworkin Associates, Dworkin Associates Inc, Marriage, DAI Life Brokerage Services, California, Same-Sex Marriage, United State, Frederick Hertz, Cincinnati, Same-sex relationship, Cohabitation, Journal of Financial Planning Magazine
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With the various fluctuations in interest rates over the past few years, you have no doubt thought about whether or not refinancing your home is a good idea. Countless consumers have done so in the face of favorable interest rates over the past few years, but does that mean that it is always a good idea when interest rates dip? There are some key questions you need to ask yourself when contemplating a refinancing move for your piece of real estate.
Know Your Situation
When deciding on whether a future refinancing move will net you benefits, you must first examine what your present situation is like. That includes all of the factors that play into a loan arrangement, including how long you plan to stay in your home, the terms of your credit loan and the likelihood of getting a favorable interest rate on a new loan.
Obviously, the interest rate you currently hold is and your credit rating are probably the two most important bits of information concerning a possible refinance. If you are able to get a lower interest rate with your current credit history than the interest rate currently on your mortgage, there is a potential (not a guarantee) for savings via refinancing.
Spread Your Options
Competition can ultimately help provide a lower interest rate over the long run, which should serve as great motivation to interview a number of different lenders. While that is a solid reason, landing a lender with terms that are fair to you and that you feel comfortable with is just as valid a reason to interview a slew of lenders.
Help More Than you?re Mortgage Payment
Most people hope for a reduction in their mortgage payment amount through refinancing, but there are other benefits to be had through locking in a different loan. Chief among those benefits is the prospect of shortening your loan term to make fewer payments, though it may leave your current mortgage payment the same.
Of course, the benefits here are obvious, basically shaving time off of the duration of your loan by locking in a lower interest rate. It may be more attractive initially to pay a lower mortgage amount over time, but the benefits of paying your loan off sooner could outweigh a lower payment. A longer loan duration piles up more interest on your loan and anything you can do to pay it off sooner saves you from those costs.
Factor In Costs
There are always fees in modifying your mortgage, sometimes wrapped into the cost of your new mortgage. During refinance proceedings, there is also a time and effort cost that must be factored in to deciding whether you want to pursue the possibility. If your new interest rate turns out to be lower only by a small amount, it is possible for certain fees to eat into that amount and possibly make it not worth the time and effort. Factor that additional cost in when deciding whether or not you want to commit to pursuing a real estate refinancing.
In a climate of low interest rates, refinancing your home can yield a host of benefits for your long term payment obligations on your real estate. However, those benefits come at a time and effort cost that must be committed to when you begin to investigate the viability of refinancing.
Make sure you do your homework both on the current state of your real estate loan and the possible future state of your real estate loan before embarking on the process. Spending some time to think about these points before making a full decision can spare you refinancing headaches down the road.
Source: http://svindigni.wordpress.com/2012/02/15/is-refinancing-your-home-right-for-you-26/
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Connecticut consumers can help bring the latest technology to their community?s schools by doing something they already do every day: communicate. Through the ?Technology for Education(TM) Program ? A Community Partnership? introduced in Connecticut today by the Computer Learning Foundation (CLF) and AT&T, consumers can earn points ? called TechCredits(TM) ? and direct them to the school of their choice. The schools then use the TechCredits for free classroom technology including computers, software and other technology products selected by a Foundation panel of educators and available through a program catalog. In addition to Connecticut, the program is being piloted in seven other states: California, Florida, Massachusetts, North Carolina, Ohio, Rhode Island and South Carolina.
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?Computers and other technologies are the tools of our children?s day, and they can play a vital role in improving the quality of education in America,? said Sally Bowman Alden, executive director of CLF. ?And yet more than 40 percent of the computers in schools in the eight pilot states are no longer even being manufactured. The Technology for Education Program is designed to address the serious shortage of funding for technology products in our schools and help them prepare students for the 21st century. ?Although the concept of a point program that benefits schools is ot new, this program is unique in that it?s managed by a nonprofit organization that is offering the program strictly for the benefit of schools,? said Bowman Alden. ?With nearly 25 million AT&T customers in the eight pilot states and more than 80 million customers nationwide who can help, the potential benefit of this program to schools and their students is tremendous.? ?Consumers in Connecticut can now do even more to support the 1227 schools in our state, and more important, the 604,911 students who will be future leaders,? said Sen. Stephen Somma, Senate chair of the Energy & Technology Committee.
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?The Technology for Education Program brings together several groups vital to the success of our educational system, including schools, parents, students, nonprofit organizations, orporations and other concerned members of the community. Together, we can help make a real and lasting difference in our schools and our communities.? Under the program, consumers can help schools accumulate TechCredits in four ways: by using AT&T long-distance service, by redeeming AT&T True Rewards(R) points for TechCredits, by purchasing AT&T Globalyst Series 100 notebook computers or AT&T Globalyst 300 Series TelePC desktop computers; or by making purchases at AT&T Phone Centers.
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Consumers can direct TechCredits to any accredited public, private or parochial school (K through 12) in the eight pilot states. ?The Technology for Education Program gives our customers a simple, convenient way to support their local schools,? said AT&T Vice President David Jefferson. ?Getting the technology that?s changing the way we live and work into the hands of students today can help prepare America?s youth for the high-tech, global workplace of tomorrow. And with this program, just 10 households each spending $25 on qualifying AT&T long-distance a month can earn a school as many as 10,000 TechCredits in the first six months.?
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The Steel Method, 143 Springhill Circle, Wayne, NJ 07470
The ability of a business to attract and retain its customers is an asset to be successful. Any good trader understands that 80% of the business originates from 20% of his/her customers. Therefore, it?s essential for any business to develop an effective customer loyalty strategy that will not only attract new customers and retain them, but also ensure the continued survival of the business. Often, it is more costly to attract new customers than it is to retain old ones. Thus, the correct strategy will definitely payoff if applied right.
Developing customer commitment doesn?t have to be complicated by any means. The reasons of the customers to come back again, not to leave again, and why they are treating your business as the first pick are all manifestations of a beneficial customer loyalty strategy. How to come up with this? Just be sincere and dedicated to your consumers at the same time.
One recommended strategy is adopting good customer loyalty programs ranging from coupons to promotions. You can even go further and provide additional credits for only members of a program. You can also keep a historical record of various products in your business. This makes sure that product or service is always available for those repeat clients. Keep your customers posted on upcoming opportunities, specifically on new products or services.
Clients today have varieties of sources to acquire the information needed for a certain products or services. Our new technologies have grown to give access on customer?s needs. Televisions, telephones and internet are the regularly used facilities that most people maximize. But, a conventional marketing plan using effective communication skills is still much appreciated. It is because people today want connection now more than ever. Make sure you always have a space to demonstrate your strengths and accomplishments so that customers will be drawn to your company. Try to provide what they need and evaluate them regularly because first good impression is something that lasts.
Company workers are important to be backed up with powerful communication skills towards marketing products and services. For you to materialize this, the company must also consider offering sales training for the workers. This will build and improve their ability of helping the business to succeed. A loyal employer to its employees will in turn be compensated with loyal staffs that are committed to their careers. This commitment will be passing on to the customers thus establishing a three-way working relationship which can be a great benefit for the company.
The most effective way to develop your business is not to drop your consumers specifically the loyal ones. Attending to a customer relationship is really important to attain loyalty. Driving them to be active into your business will eventually turn them to be an asset of the business. The desire for perfection to keep the customers satisfied with your products and services will become your weapon to overcome competition. Committed clients can become your talking, walking and interactive advertisement in your business. Definitely they?re an asset in the company!
Want to know David Steel?s Secret on how to motivate your sales team?
If yes, just click the link and get motivated!?Top Motivational Speaker David Steel
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Source: http://salesmanagementstrategy.net/keynote-speaker-setting-a-realistic-customers-expectation/
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ScienceDaily (Feb. 14, 2012) ? New research from the University of Melbourne shows how the malaria parasite (Plasmodium falciparum) changes into a banana shape before sexual reproduction, a finding that could provide targets for vaccine or drug development and may explain how the parasite evades the human immune system.
The work was conducted by an Australian research team led by Dr Matthew Dixon and PhD student Megan Dearnley from the Department of Biochemistry and Molecular Biology, Bio21 Institute at the University of Melbourne, and is published in the Journal of Cell Science.
Dr Dixon said the new study solves a 130-year old mystery, revealing how the most deadly of human malaria parasites, Plasmodium falciparum, performs its shape-shifting.
"In 1880 the banana or crescent shape of the malaria parasite was first seen in the blood of a patient. Using a 3D microscope technique, we reveal that malaria uses a scaffold of special proteins to form a banana shape before sexual reproduction," said Dr Dixon.
"As the malaria parasite can only reproduce in its 'banana form', if we can target these scaffold proteins in a vaccine or drug, we may be able to stop it reproducing and prevent malaria transmission entirely."
When in its banana shape, the malaria parasite is passed from a human host to a mosquito where it reproduces in the mosquito gut. The study found that specific proteins form scaffolds, called microtubules, which lie underneath the parasite surface and elongate it into the sexual stage banana shape.
The work suggests that when the parasites are ready for sexual reproduction, they adopt the banana shape so that they can fit through the tiny sinusoidal slits in the spleen. This enables them to avoid the host's mechanical filtering and immune surveillance mechanisms and to survive in the circulation long enough to be picked up by a mosquito and transmitted to the next victim.
The banana shape was revealed in greater detail than ever before by using high-end imaging techniques -- 3D Structured Illumination Microscopy and Cryo Electron Microscopy -- conducted with the ARC Centre of Excellence for Coherent X-Ray Science.
One child dies from malaria every minute in Africa. Around the world, the malaria parasite kills more than 600,000 people each year, most of them children and pregnant women, while another 225 million people suffer illness as a result of malaria infections.
The work was funded by NHMRC and ARC.
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Source: http://www.sciencedaily.com/releases/2012/02/120214100940.htm
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Now, the?earlier?article was all about an example of a relationship / friendship falling to pieces. ?In this cases, it fell apart over the course of months with one party not even being aware of it. ?That ignorant buffoon I speak of is, of course, myself.
Now, how should a character react to having a relationship suddenly and?expectantly?go south on him? Well, in A Pius Man, when relationships go south, guns are pulled out. ?Earlier, I mentioned CS Lewis' book On Grief, and my reaction was much the same as the traditional stages of grief ... well, partially.
Denial: I quite literally curled up into a ball on a bed. I wasn't crying, mainly because my body has forgotten how to cry in full-out sobbing format. There were tears, but not all that much. I was quite, quite numb. I don't know if it counts as denial, but I couldn't think very clearly.
Bargaining: My next thought was to make certain I understood everything involved, included that this was the end of the friendship as well (yes, I would have settled for "let's be friends," in fact I had stated that in my original letter to her). ?That didn't work. ?I asked her if I should cancel my ticket to California -- a plan we had been working on for months now -- and she said yes. ?Not only was she not in love with me -- which I could live with -- but she didn't even want to hang out. ?That nail gun sound is sealing the coffin on our friendship too.
Anger: Oh, I have that part down. ?As I write this (the week of the 5th), I am quite a powder keg. ?I have had to de-friend people on Facebook whom I normally tolerate because I am ready to tear them a few new?orifices. ?I am generally not a "nice" person, though I shoot for merely "good". ?This week, I want to hurt something. ?On the bright side, my cardio class and punching bag routines went over like a dream. Lift weights? No problem. Roll out the punching bags and beat them across the floor? Hell yes.
The strange thing is that I'm not angry at anyone in particular. Everything, yes, but no one person. I'm not even angry at the one who initiated this. ?Could I do things to hurt her, even though she's 3,000 miles away? Sure, that's easy. I could write to her father to tell him about the whole relationship from start to finish, and he's a bastard, and no mistake; there is Facebook, and the internet, and all the various and sundry ways you can hurt someone that way -- it's not rocket science, any internet troll can do that.
However, that has no interest for me, and it makes me physically ill to even contemplate it for an instant.
It's possible that I took my confusion to be anger -- it's possible, I'm quite confused. This came out of nowhere, even though she said she'd been writing the letter for months. Her telling me to redeem my ticket implies that she was jerking me around about the California trip as recently as three weeks before the letter. So, was she lying to me the whole time? Did something happen since then?
There is a lot of adrenaline. ?It may be that I have a few redhead genes (redheads do have surges of adrenaline, more than the average person), but my heart will sometimes race, and I feel all the fear and excitement of a particularly dangerous?roller coaster?ride, only without any of the enjoyment such a ride should entail. ?It is the fear and excitement more akin to my being strangled in Krav Maga, back to when I had no idea what I was doing, and the training partner was really trying to kill me. ?Only this time, there is no?endorphin?chaser once the choke is broken, but my body feels like it's constantly under attack.
[More below the break.]
So, it kinda sucks.
As for the last stage of grief ... I don't think acceptance has kicked in just yet.
Some strange, strange effects have also manifested. ?For example, just thinking about the comic book?Starman?gets me ready to cry....
To explain, we had a shared favorite character, the Shade (who I think is everyone's favorite character from that series). ?Even though I was put onto?Starman?by my friend Jason, before I had even met this woman, it became part of my friendship with her.
Now I have trouble even thinking about Starman?without fresh reminders of pain, instead of dwelling on the joy of it. I start to cry. Pathetic, ain't it?
I can't look at the plushie she made me that was a representation of the love between two friends. ?This new plushie was actually to replace an old one thrown out by a family member. ?And back when it was thrown out, I went on a rampage. I didn't talk to that family member for a whole day, and when they didn't notice, I exploded. It was precious to me because it was made by someone who cared for me -- someone who wasn't obligated to, someone who valued me for me, on my own merits. ?She cared, damnit.
At least, I thought she did.
Now I can't even look at it. It wasn't made by someone in love with me, or who even loved me, but expressed a love in parts of me. ?Parts of me that were so overshadowed by my lesser qualities, she never wanted to?meet with me or?talk with me ever again. Tell me how that differs from having someone you care for hate your guts? I've had both. They feel very much the same.
In spy terminology, there is a phrase: to "walk back the cat." See, when you have a person who turns out to be working for the bad guys, you have to go through that turncoat's history to see what it is that the turncoat screwed up -- missions blown, covers compromised, etc. Right now, I'm trying to walk back the cat on a relationship, and I can't see what went wrong.
So, at the end of the day, I'm hurt, confused and conflicted. ?Little things will make me tear up, or go nuclear. The opinion of someone I deeply respect, even love, has declared me unfit for association -- do I declare that person unworthy of my love and respect in turn? ?Not doable. Do I beat up on myself? No, I get enough of that at Protection Fitness Krav Maga, it's not as therapeutic as you might think. I don't drink, I don't believe in sex before marriage, so I can't get drunk and screw my brains out. ?And I've been writing my little heart out over at Examiner.com, so much so that I did a Catholic news roundup yesterday, two weeks early
My only options so far are a punching bag, a news column and a blog. We'll see how that works out.
So, for you writers who want to get something out of this, take a look -- there are some wonderful and conflicting emotions swirling around. ?It's almost a little?schizophrenic.?Hating everybody ... except for the friend who set the spark off.?Anger one moment ... near tears the next. Stupid little things that set someone off one way or another. It makes for an interesting set of character traits. ?Trying to figure out when things went wrong always makes for an interesting mystery (I'm not going to tell you how, but you can easily have guns figure into it).
Confusion, homicidal rage, destructive behavior ... have fun!
Next article: Robert Frost, and the debts unpaid. To drop before 3 today.
Source: http://apiusman.blogspot.com/2012/02/anatomy-of-breakup-2-emotional-fall-out.html
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